Thank you so much.
On the question of SMEs, their conversion to digital commerce and what they need to do, I think, is a very important point. First of all, we know that small businesses are the bulk of the economy around the world, so it is very important that we focus on them. There are companies, whether it's a company like Cisco, Microsoft or many others, that have provided this connectivity, which helps SMEs in a—usually—very affordable way to stay connected with their workers, their customers and all of that.
There are some things that still need to be done in person. Digital commerce is an important piece of the modern economy, but we still have manufacturing, for example, and food delivery and things like that where digital connection plays a role in making things more efficient, but doesn't substitute for the entire process.
You asked about the role of government. There is a huge role for government in investing in keeping economies going. We have to keep people afloat, or the economy isn't going to stand. We saw in the United States, the Federal Reserve, the central bank, the U.S. government and Congress—both parties and the administration—take extraordinary steps at the beginning of the pandemic. There's a debate right now about how much more they need to spend. You can bet on the incoming Congress, the new administration, having as their first order of business in January the investment they need to pour into the economy to keep small businesses in particular afloat. That's an enormously important question.