There are what they would refer to as “affordable housing shortages”. There's a lot of housing. Much of it is not accessible to people of modest means. That's an ongoing issue in New York State, but it's an ongoing issue in the United States generally. When you see areas like San Francisco, they're going through a lot of urban challenges. The basis of that is the lack of affordable housing. There's a lot of homelessness and issues related to that.
It would be fair to say that we could use more affordable housing not only throughout Buffalo and New York State but also throughout the entire country as well.