It's not at this point.
Look, there is variability across the country. We know that. Everybody knows that the rate in Quebec in terms of the whole province is considerably higher than that of Ontario and B.C. I think that if we saw a rapid spike to 7% across the whole country, which I don't anticipate but if we saw that, then I think it might be wise and prudent to look into that. We're not seeing that as a trend.