Of course they will. In the very Byzantine world of marine insurance, you are defined by what's called your warranty limits, where your vessel is insurable to sail. There are specific regimes, we'll call them, within the insurance industry for vessels that are moving into the Arctic. But that only limits you in terms of latitude, how far north you can go.
The cruise ship industry--apart from the occasional one that will make the Northwest Passage or one of the passages--is primarily interested in going places where there isn't anybody else, where there are no ships. They are going to be heading into areas where they can disembark their passengers, where they can put them ashore in a remote, stark, but amazing landscape. So they're moving into areas where there isn't anybody else, and that's the issue I'm concerned about: given the lack of really good charting and navigational information, some of these vessels, with probably crews that have not been in these areas before, could find themselves in trouble very quickly because of a lack of experience and also a lack of a prompt rescue capability.