Thank you, Mr. Chair.
Mr. Stapley, I do have to challenge you a little bit on your assessment of our IRB policies. I don't think it's fair to say that it's quantitative only, because every dollar of benefit proposed by somebody is assessed on its value, and there's a formula. Rivets might get a 25ยข on $1 assessed value, and obviously, high tech might get $1 for $1, so it's not strictly $1 of rivets for $1 of airplane or whatever. It is an assessed value. So would you agree that there is a mix of quantity and quality in our IRB program, in fact, in the way the formula is applied?