I think we have a pretty good system. It's a complicated one in Canada, as you heard me allude to. There are multiple levels of shared responsibility. I would say that when it comes to what we refer to as “cyclical” events—fires and floods—these things are well known. The capacities of the provinces and territories to prepare and respond are actually quite good, even despite some of the events we've seen in B.C. in the last couple of years.
In that area they are quite good. I think some of my colleagues may have presented on the cyber-aspects as well, and I think there's a lot of work going on in that area. We talk about all hazards in our world. The cyclicals are kind of the best known in Canada, and hurricanes now, as you can see, are something we're a little bit worried about in the future, as these things potentially become more frequent .
I think there is a very good system in Canada, but I think we've also been lucky historically, in the sense that we haven't had the kinds of catastrophes that other countries have had—