Thank you very much, Mr. Murphy.
Mr. Elston, you said in your presentation that limiting financial security to 50% could have negative effects on the range of available options. Since I represent the interests of Quebec, and Hydro-Quebec belongs to Quebeckers, I'm somewhat concerned at the idea that the premium might increase by eight times its present cost.
I'd like to know how much Hydro-Quebec or the other members of your association pay in premiums and what impact maintaining the clause that you are seeking to have deleted, which limits the financial security to 50%.