Perhaps I could add a comment. Over the process of time, the insurers have reduced in number through mergers and acquisitions. We have twenty insurance companies today; probably a decade ago it was in the low thirties, etc. The capacity is made available by these companies to the market. Each year we go to the market to try to solicit increased participation by way of additional members to the pool and by way of additional capacity from specific individual company members.
On November 27th, 2007. See this statement in context.