Basically, the alternate arrangement would be a commitment to make payments. It really is a contractual obligation in the very same way as an insurance company makes a contractual obligation under a policy. In this situation, the alternate could be the position of a guarantee from a province, as was discussed with Madame DeBellefeuille. So that's ultimately, I guess, one of the most secure ways of understanding the alternate arrangements that might be possible.
I think having that available then puts a tremendous stimulation in the marketing of the premium costs for the insurance business. And all we were wanting to do is be provided with the options of working all of our options and being in compliance with this act, to cover the required amount, Mr. St. Amand.