Thank you, Mr. Chair.
I'm going to split my time with Mr. St. Amand, so please alert me at the halfway point.
Thank you, all, for coming here this morning.
Ms. Thompson, I have a couple of questions for you, but would you mind distributing your remarks to us? I'm sure all of us are very interested in the actual recommendations you've highlighted today. I think they would be very helpful for us to review later on.
I think you were here for the first hour of testimony. On behalf of the municipalities you represent, do you have an opinion on this issue of self-insurance or 50% insurance liability?