The reason I ask, Mr. Chairman, is that the insurance market has changed dramatically in the last 18 months. We are now in what is known as a soft market condition; the capacity of the industry to absorb either quantum or reduced premiums, or even the interest of reinsurers for this.... When you see all our own insurance dropping 30%, 50%, 60%, to me, it means that in terms of a contemporary examination of this bill, the conditions by which you set the $650 million or the $850 million have changed.
First I'll let you address that.