Thank you, Mr. Chair.
Mr. Rafferty started off talking about our previous witness and some of his declarations about how accidents are caused. He also made a couple of other comments, and I'd like the insurance folks' reaction to this.
I think he left the implication that operators are being held completely blameless by this legislation. Would that be your impression? I think he actually used the phrase that this leaves the operators blameless. Do you agree with that?