There are two branches to my answer. One is that if I'm right, if there were an accident, the act would not survive a charter challenge, in which case it doesn't matter. And the other is that if I'm wrong, the act would survive. And obviously if it would survive, the $650 million is more than $75 million and closer to what a catastrophe might cost. So sure, all things being equal, I suppose if the good were not the worst enemy of the best, or vice versa, if the best were not--you know what I mean--it'd be nice to get an instant amendment to $650 million and then talk about what should really happen. But I don't think that's how it works in the real world.
On November 18th, 2009. See this statement in context.