So this is at the heart of my questions, then, because if somebody comes forward or a group of people comes forward 11 years after the fact with a claim after an accident.... I would imagine that in terms of the contamination and then bodily effects, one can foresee that happening 10 years or 11 years later. The effects might not show up in the next year.
If somebody deems themselves to have developed a form of cancer, let's say, from contamination, we know--and the research did show us--that sometimes it doesn't happen within five years. Sometimes it takes 15 years. Would those claims all fall under this reinsurance liability regime?