This is a question to Mr. Mueller. I'm always interested in barriers—what keeps a homeowner in particular from taking the step and making the investment. There's been some concern about the cost of the audit no longer being covered. A homeowner pays for the audit up front, spends the money on the retrofit, has another audit at the tail end, and then at that point, if everything works out, maybe they get the money for their improvement.
I'm anecdotally presenting this as a concern that will remove some people from even bothering to do it, because there's so much risk incurred by the homeowner.