Thank you very much, Chair.
Just following up on the comments made with respect to better management, I have a question for Mr. Elsey, who gave a detailed analysis of the costs of the program and was fairly detailed with the numbers. We heard from departmental officials not too long ago that, to date, they have spent about $340 million on grants paid out, and that they basically have $300 million left in the program for dispensing this year to homeowners. But the total cost of the program, as you alluded to, is $745 million.
What do you attribute that difference to? Is it attributable to administrative costs, or the way the program is managed?