As we see it, much of the discussion could potentially evolve into a conversation focused on consequence alone, rather than on the likelihood of any of these occurrences. In no way would we wish to dismiss the necessary considerations for financial liability and any costs that would come from those. I think it is also important to recognize all the provisions I discussed in terms of the increases in technology, the incredibly strong track record, the strength and reputation of these companies, and their very sincere desire to make sure they do the right thing in the event that any incident ever occurs. Thus, likelihood as well as consequence are key when considering the kinds of monies that must be set aside in order to ensure immediate response, so that we don't strand the resources, so to speak, when the likelihood of any occurrence is extremely remote.
In no way does that consideration diminish the commitment of these companies to ensure that they respond entirely adequately to all costs and all obligations they would incur.