Okay. I'm just trying to get my head around it because, as you know, most provinces and the federal government are running the operation on the credit card right now. I guess as politicians we need to determine if we fund A, B, or C with limited money in terms of the fact that what we're using is borrowed money that will have to be paid back at some time, which means future tax hikes or service cuts.
Unless, David, you want to chime in quickly, I'll move on to my next question.