Well, I extended the hour already to account for the technical difficulties we had at the beginning, and we do have a second panel waiting, so we really are beyond our time. Unfortunately, we'll have to move into the next hour. I apologize for that, but we are somewhat limited. We have some time at the end, which we'll make up in the next panel.
I'd like to thank all three witnesses for joining us today. We really appreciate your taking the time to offer your contribution.
We'll suspend while the next panel gets ready.
Thank you.