I will mention to all of the witnesses, based on the conversation we're having, if there are additional thoughts you have following this, we invite additional submissions of up to 10 pages. You are able to send that in at any point up until around the May long weekend. That's when we're hoping to conclude the gathering of testimony for this study.
That is an open invitation for you to provide additional information that may come to mind that you think would be of use to us.
We're now going to go to Mr. Maguire for five minutes of questions.