Thank you for those opening comments.
I'll let everyone know that I have a couple of folders. It's a timekeeping thing. When there are 30 seconds left, I'll give you the white folder, and when the time is up, I'll wave the red. Wind up your comments. Don't stop mid-sentence. We'll then move on. It just keeps things moving.
We'll go now to our Department of Finance officials, if they're ready to go.
Whenever you're ready, the floor is yours for five minutes.