We heard earlier some of the numbers that you talked about for investments in new technologies. I think, at least on this side of the table, we all agree that it is the absolute appropriate approach to take: technology not taxes. That's a common tag line that you've probably heard us say over and over again on our side.
I'm wondering if you wanted to tell us what some of these technologies are that you're operating and what you'd like to see going forward in order to make the investments in that technology actually work and be sustainable.