You have until November 28; that's later. However, some organizations will file their applications before November 28. I heard about organizations that had filed them at the end of October, precisely so as not to be filing at the last minute and so the government would have the time to assess the files.
Furthermore, we know that this money is used to fund operations; these things recur. We can have three- or five-year, agreements—which we virtually don't see anymore— or two-year agreements, which seem more common right now. It's hard to understand where the problem is, why it takes so much time to send that money. I imagine you're waiting.
Let's say you file your application at the end of November; we're talking about five, six or seven months before knowing. They tell you or suggest that you find another solution to fund yourselves in the meantime. So you're going to request a line of credit. That's great: a line of credit! As you said, Ms. Routhier-Boudreau, that's money for operations. There are costs, there is interest, but, if they don't approve your plan, what happens? Who'll pay down the line of credit? Who'll pay down the credit card that someone has used if you don't know on April 1? When it works in one direction, it should work in the other as well.
Let's consider the example of tax returns. There's a deadline, and there are penalties that the citizen fails to file before the deadline. However, you're told that, if the government is late, that's okay. Get organized and find personal financing, outside funding. However, if your plan is ultimately rejected, you're in no man's land; you have no idea what's happening. In that case, who will repay the line of credit?