Thank you, Mr. Chair.
Thank you for joining us today, Mr. Foucher. It was much appreciated. You gave a great presentation, and I learned a lot from it.
Could you continue your explanations about the consequences and advantages of the commissioner's fourth recommendation, the one about administrative monetary penalties? You mentioned that one of the consequences would be to undermine the commissioner's credibility.
I will give you the time you need, as long as it is within my five minutes, to go more deeply into the consequences and advantages of that recommendation.