Yes because we want to give the federal institution in question a chance to do something to correct the problem. It would be asked to submit a plan, as is currently done.
Let's take Air Canada, for example, which submits a plan to the commissioner. He confirms that the plan is satisfactory and that everything will be fine, but after two years, the company abandons its plan and there are no penalties. If the plan had legal force, Air Canada would be subject to administrative monetary penalties after two years.