First and foremost, as I've indicated, we've made it very clear that we want to make sure our regime and the Quebec regime are very similar and very much aligned. We want to make sure that there isn't one regime that is easier to opt out of than the other. That's why we've worked very hard to make sure that we are able to make that a reality.
At this point in time, with respect to the regime that we have, we've made it very clear that federally regulated institutions in Quebec will have the choice to either opt into our regime or into the provincial Quebec regime. As of now, we are aware that several federally regulated agencies—or institutions, for lack of a better word—have decided to opt into the Quebec regime.
Again, however, it is a choice that they have. They can either choose ours or the Quebec regime. Again, let me be very clear: We want to make sure that both regimes are very much aligned because we don't want there to be differences, such that one is easier than the other.