Okay. Thank you very much.
We're onto the second panel. We have two organizations on this panel. We have the Association of Canadian Financial Officers with Dany Richard and Stéphanie Rochon-Perras. We have the Canadian Labour Congress, Barbara Byers and Vicky Smallman.
I would invite each of you to have 10 minutes.
Have you decided just one of you is going to speak? Okay, so it's Ms. Byers. You can start with 10 minutes, and then we will go to the next one. Thank you.