Doctors don't pay premiums to us. We are not an insurance company. We are a not-for-profit mutual liability protection system. They pay fees each year, and they're not based on their individual risk. They're based on their risk as a physician. An obstetrician, who is at higher risk of getting into a civil matter, would pay a higher fee than a dermatologist or a family doctor.
On February 4th, 2016. See this statement in context.