Mr. Chairman, that is indeed an important issue, and it's being addressed in a few key ways. On one level, a lot of this grows out of the antiquated Indian Act, of course, that doesn't deal with modern land tenure issues, land management issues, and ownership issues. There have been legislative initiatives of late that do indeed allow communities to facilitate home ownership and the raising of capital, which is necessary for home ownership and is also usually the cornerstone of any subsequent entrepreneurship exercised by individuals. That's one level.
The department has modified significant portions of its housing investment funding to provide investment where individuals and bands are able to raise commercial money--indeed, 50% to 75%--so that we see the private sector, the marketplace, playing a role, and we see increased home ownership.
The examples are perhaps not a great many, but there are first nations where this has taken hold. There is some remarkable success. It's encouraging, and it's obvious that the success--