Thank you very much.
We have the following witnesses today: from the RCMP, we have David Gork, assistant commissioner, and we have Garry Roy, senior policy analyst, disability programs and services; with Great-West Life, we have Jeff Kitchen, Peter Foley, and Frank Pattie, retired; from Morneau Sobeco, we have Francine Pell; and as individuals, we have Pat Casey, Dominic Crupi, and Jeff Molson.
Maybe we can start with Mr. Foley. Do you have an opening statement?