I wouldn't say that. I think the privacy laws are there to protect the privacy of individuals. What we do have is access to a fabulous amount of information within the tax department. Quite often debtors are also recipients of GSTC credits or CTB credits, so we know where they live. We send a cheque to them every month, so we can use the tax information system to track people down.
We have good success with our own tracing. If somebody is employed, we have access to the last year's T4. We can find out where the employer is located. We can use a lot of this information; it is ours.