Yes, Mr. Chair. We have been very conscious of the need to upgrade our systems in this kind of program going forward, and the actual savings we've achieved so far and are working on amount to $1.25 billion. We have earmarked $100 million for changes over five years—new systems, new capabilities, and so forth—which then would yield a net of $925 million. That has been taken into account, because it needs to be done.
On June 8th, 2006. See this statement in context.