You mentioned that you don't have the luxury the private sector has in terms of profit margins or your return on investments. Could you tell us what are the factors you put in for determining what a risk is? If you were in the insurance business, you would do something else. If you were a private sector property manager, you would do a risk analysis on a very different basis. Could you please table a document for us on how you do risk assessment, so we have an understanding and we can ask you logical, intelligent questions? We really don't understand sometimes how your risk assessment is done. I'd really appreciate it. Others may understand it; I may need it for my benefit.
Thank you.