Then you talk about the average rate of interest. As we move forward, I imagine that for each dollar we have in surplus, we pay off the highest-interest debts first. I'm curious, as we move forward, are we moving into an area where there is a sort of decreasing benefit to the surpluses we get in terms of what we're paying off? Are we left then with only our lowest-interest debts in a sense, recognizing this benefit?
On November 20th, 2007. See this statement in context.