Thank you, and thank you all for being here.
I will go directly to chapter 4. In 4.18, you talk about the agency's not having a comprehensive policy or guidance to staff on how to manage advance deposits. Has the agency made any progress? Have you had any indication that the agency is attempting to overcome this problem?
You said you have a $90-million over-interest payment over the past three years, which is a conservative estimate. Corporations, according to sources, are parking their money because perhaps the CRA gives more interest. I'd like to know what interest the CRA pays them, and whether the CRA puts this money somewhere. Does it put it in a treasury bill? Does it put it in an interest-bearing account? What is the spread under which they can reduce their disadvantage? How much money are we talking about in these deposits?