Thank you very much, Chair.
I want to get to the issue of a potential cyber attack, but I have a couple of comments on the way there.
First of all, Madam Bethell, you mentioned that if we'd waited a few more years.... You made it almost sound like you were all here together as one big group to make a presentation, and, like certain others in politics, you pretty much had to be brought kicking and screaming. This is something we're familiar with.
You mentioned that if we'd waited years, we'd have been in trouble. So my question is this: if the auditor hadn't done her report, would this have just gone on into crisis?