It has cost, because we're doing it. We've started this effort, so costs have been incurred.
We're no longer talking about $300 million going forward from today. We're talking about $300 million going forward from the time at which that estimate was prepared. Some of that work has taken place. Some of that remediation has taken place. And some of the benefits of that are now going to be disclosed through the statements that will be tabled tomorrow.