Thank you, Mr. Chair.
Mr. Horgan, I just wanted to go back to some of the issues involved in our G-20 commitments. You spoke in your presentation about our participation in the International Monetary Fund and the World Bank financial sector assessment program and the other types of things that are going to be taking place. You also indicated that you're going to be discussing things with them, and there'll be a bit of a peer review. What have been some of the lessons learned? And when you do get together for this peer review, what kind of advice are you going to be giving some of your international counterparts?