I think it is probably true to say that there were a lot of people who were putting pressure on for changes. I don't think any of the changes that were introduced in Canada really led us down that path. Indeed, probably from a regulatory supervisory point of view, and indeed from many of the banks' and financial institutions' points of view.... They're pretty conservative organizations and did not go down that path for prudential reasons.
On February 17th, 2011. See this statement in context.