I would think that this program was one good example of a fairly effective program in terms of cost benefit. It would be a good example of that. The impact on the account has been fairly minimal, and the benefit for our workers has been fairly large, I believe. I suppose I would say that it's a program that has been more popular than we thought, and it did function very well through the recession.
On March 8th, 2011. See this statement in context.