That's part of the process before it actually gets to the buyback. All members must gather the documents. My staff help them do that. They then input it, as the admiral said, into the calculator. From there, there is a very high-level estimate of what they will get and how much it will cost. They then take that printout or report, whatever they happen to have, and come back to my staff. They start the monthly deposits saying, “The calculator said I should pay $500 a month for the next 20 years”. We start their banking information. From there, once we get to the priority system--and I mentioned the priority one, two, three, and four system to another member of the committee--that's when we get to their files. But they've already used the calculator and know roughly what they're going to get; they know roughly what it's going to cost and they've started to pay for it.
On December 14th, 2011. See this statement in context.