Thank you for your question.
Currently based on the 230 people we have in place, as I said, the number of hours per file has gone from 150 down to 100. As we automate more records as opposed to the 1960 paper or manual processes, I fully anticipate that this number is going to come down to 80 hours and then 50 hours. So processing time is certainly going to speed up.
The 230 people we have in place to address this will not be required in the longer term for the pension buybacks. Therefore, going forward, if we were to bring more people in to address the backlog, I submit they would be hired in a term capacity, so that we would have the equivalent of a temporary surge capacity without incurring long-term liabilities, if we didn't then need them going forward.