Thank you, Chair.
I have a couple of questions for Mr. Friedman.
I am a little concerned with the investment side of the agency. Hindsight being 20/20, we went through a downturn, but as you are a charitable organization, I am a little concerned there is a 40% drop in income. I would question seriously the investment strategy that was in process within your organization. If I were to take a look at, let's say, even my own portfolio, if it went through a 40% downturn, obviously, it wouldn't be a portfolio that has the balance necessary to protect government funds and/or even those of the private sector.
However, if you've turned that corner now—you went to RBC or somewhere similar—I'm still concerned with your statement. Finding a prospective board member with investment expertise remains a priority, yet we have thousands of people in this country with serious investment experience. Why are you still experiencing a problem bringing someone on board that's going to deal with this situation and give you professional advice?