Thank you, Mr. Chair.
The first thing I would like to do, Mr. Friedman, is congratulate you on the great work you do. I know of the foundation and some of its work. Over the years, you have done some great work. In particular, a national video competition for ages 16 to 20 is dead on. It's the kind of thing 16 to 20 year olds are looking for, creating a YouTube video or something. I think it's a great initiative. I assume it goes through the school system and that's the way they will plug into it.
I have a couple of questions with regard to the change in the number of board members. I know there is an attempt to create a balance between those who are experts in finance and those who are experts in race relations. I wonder if you could talk about some of the consequences of going from 19 to 10 members.