It would be implicit. For example, a company could receive its contribution and be expected over the 15-year repayment period to repay 155% of their total. It turns out to be a nominal repayment to our portfolio, and it more or less equates to about a 3% interest rate. What you see right there is the incentive value in the program, because the cost of capital for most of these firms would be 12% to 15%. It's very high, and R and D is very risky. That funding is being provided through our program at around 3%. It's a low cost loan essentially.
On February 28th, 2013. See this statement in context.