In our report, we wanted to stress two or three points. First, we emphasized the need to establish a directive that would prevent funds being disbursed to crown corporations too far in advance of their needs. We also pointed out that, when the decision about PPP Canada funding was made, no analysis of the financing costs was done, whichever hypothesis is used. Last, as you can see in the table in item 10.3, the level of loan rates and performance rates fluctuates with time. Whichever hypothesis is used, there is still a gap.
It is important for us to point out the need for follow-up in this regard to avoid ending up, whatever the model, with net costs linked to the difference between investments and loans. That would cost Canadians more.