Thank you, Mr. Chair.
I would say that it's pretty standard practice in the compliance world to always examine the cost-benefit ratio. We have all sorts of statistics in the agency that show that, if you invest one dollar in a certain field, you get a rate of return that depends on whether the area is in a small, medium, international, or large file. Certainly in the offshore area, the rate of return is fairly significant. We're usually talking of—and I'm using ballpark figures here because it depends—a rate of return of 8:1 or 10:1, easily.
The difficulty in these areas is that a lot of these structures that are set up are very complicated, and if we do end up reassessing and going to court, it takes a substantial amount of time to work the file, to litigate it, so that obviously cuts into our cost-benefit. But for the most part, in the offshore world, it's money well spent.