Thank you, Mr. Chair.
The area that we looked at, we tried to track life events and looked at how people do certain transactions to life events. Newborns came up because it was one where we have had success with the provinces.
Other than that, from what we looked at, there wasn't a whole lot of connection. I have to say that in the chapter, we focused on the federal side; we didn't go into the provinces at all to determine why there wasn't a bit more.