To answer the question, there are so many variables in play. Nothing is static. Both Ms. MacDonald and the Auditor General are correct in what they're saying, but if you look at 100,000, you can calculate per claim what it would cost to bring that number down. It's not in the billions; it's in the hundreds of millions—perhaps $300 million or 400 million.
The point here is that these monies would need to be spent in any event because these claims are coming in. It's not because there's a wait time or a backlog; from an IRB perspective, the cost is the same. Whether there's a backlog or not, these claims would be presented to the board, and we would need to process them.