Let me add to this. I can't comment on previous risk; I was appointed as the chair in June, 11 months ago.
As I mentioned in my opening remarks, one aspect that we're certainly impressed with at the board level is the risk assessment framework that Mark just referred to. Every decision will look at pros and cons and have risks. What are the impacts of those risks? What are the mitigations of the risks? That way, at least at the board level, we are able to make an informed decision based on the various risks associated with each of the decisions.